Demand for eco-friendly homes has continued to rise as regulations and bills tighten.

The average private renter in England spends 32.4% of their income on rent.

Andy Shaw, head of later life lending at SPF Private Clients, explores how the Bank of Mum and Dad is using lifetime mortgages to help offspring onto the housing ladder.

New SDLT rules took effect on 1 April 2025, driving developer interest in mixed-use assets

The lender refinanced the site, which is strategically located in an area of the Southeast that is experiencing significant regeneration.

UK 5-year fixed rates now start from 4.44%, with HMO and MUFB pricing from 3.03%.

The transaction was secured at 65% LTV using investment value instead of vacant possession value.

The £2m facility covers 100% of both purchase and development costs.

The two HMO properties, refinanced under residential terms, contain a total of 37 units.

400,610 mortgage searches took place in the week before the 19 June decision