Molo has cut buy-to-let rates across its Specialist and semi-commercial ranges for UK-resident borrowers. Two-year fixed rates fall by five basis points and five-year fixed rates by seven.
Specialist buy-to-let rates cover multi-unit freehold blocks (MUFBs), houses in multiple occupation (HMOs) and new-build properties. Two-year fixes in the range now start from 3.66%, with five-year fixes from 5.38%, and the changes take effect immediately.
Molo continues to price larger properties without additional premiums, including MUFBs and HMOs with 12 or more units or rooms.
Semi-commercial pricing has also fallen, with two-year fixes starting from 5.91% and five-year fixes from 6.38%.
Standard buy-to-let rates remain unchanged, starting from 3.66%. Rates for non-UK-resident and expat borrowers also stay the same, starting from 4.88% and 4.68% respectively at up to 85% LTV. Molo will update its full range of product guides for UK residents, non-UK residents and expats and make them available from 19th October 2026.
“Landlords and brokers continue to operate in a market where financing costs remain a key consideration and economic conditions can change quickly,” said Martin Sims, distribution director at Molo (pictured). “Where funding conditions allow, we are committed to passing those benefits on to borrowers.
“These latest reductions across our Specialist buy-to-let and semi-commercial ranges provide brokers with more competitive options for clients looking to purchase or refinance, helping investors make the most of emerging opportunities in the market.”
