The lender's new zero-fee buy-to-let products start from 5.74%.

Landlords can now borrow up to £2m with no income checks under Pepper’s revamped BTL range.

Bridging rates have dropped from 5.53 times the cost of buy-to-let loans in Q4 2021 to just 2.44 times in Q4 2024.

The lender has also made reductions of up to 0.24% on other selected buy-to-let products

The LTV boosts come in addition to rate reductions on selected limited-edition products.

The full range has been reduced by 15bps.

Rates have been reduced by up to 20bps

Selected two-year rates have also been reduced by up to 10 basis points.

The latest enhancement follows key improvements made to the lender's heavy refurbishment bridging proposition earlier this month.

Rates have been reduced by up to 0.15%.