New research from Access Law Online highlights how careful preparation can help avoid delays, protect your investment, and ensure a smoother move into your new home.

Homeowners are being advised to consider how certain changes to their property or lifestyle could increase insurance costs—or, in some cases, leave them without cover.

First charge loans up to £4 million qualify for the new valuation refund offer.

Five-year fixed rates in the Clear range now start at 5.64% up to 65% LTV, down 15bps.

The proposed NI charge on rental income would hit London landlords hardest, according to newly released research.

New residential capital and interest two-year fixed launched at 65% LTV with a 5.40% rate.

The average conveyancing cost for a combined sale and purchase currently stands at £2,435, up 2.3% year on year.

Prime rates now start at 4.84%, while Near Prime rates begin from 5.04%.

Wages have risen 237% since 2000, while house prices have increased 345%.

Lending to first-time buyers grew 14% annually in June; movers up 8%.