Skipton’s research shows 44% of prospective buyers are considering new-build homes.

The latest changes to the lender's products follow the launch of its new bespoke mortgage origination platform earlier this year.

The Society has made the decision to cut rates ahead of the Christmas period to reflect current price competition in the holiday let sector.

New residential and expat products have also been included in the refresh.

Among specialist BTL lenders, 22% say holiday lets deliver the strongest margins.

Building societies and mutual-owned banks increased mortgage balances by £7.5bn and savings balances by £8.8bn in six months.

Yorkshire Building Society is uniting its residential, specialist, buy-to-let, and commercial mortgage functions under one Homes division.

Planning approvals fell 23% in Q2 2025, with only 48,022 units approved.

Five-year 75% LTV BTL HMO and MUB rates are down by as much as 0.20%.

The government plans to consult on reforming the Lifetime ISA and creating a replacement ISA designed specifically for first-time buyers.