TMW trims buy-to-let and ltd co rates by up to 0.25%

Two and five-year fixed buy-to-let rates have been reduced in the lender's latest round of cuts.

Related topics:  Finance,  BTL,  The Mortgage Works
Property | Reporter
1st August 2025
To Let 855

The Mortgage Works is reducing rates across selected two- and five-year fixed buy-to-let products from today, Friday 1 August, with cuts of up to 0.25%.

The changes apply to both individual and limited company buy-to-let mortgages, including let-to-buy products. Rates have been lowered by up to 0.15% for standard buy-to-let and let-to-buy ranges, and by up to 0.25% for limited company buy-to-let products.

Revised limited company buy-to-let rates include:

A two-year fixed rate at 3.99% (75% LTV) with a 3% fee, down by 0.15%, including free valuation.

A two-year fixed rate at 5.09% (75% LTV) with a £1,495 fee, reduced by 0.25%, including free valuation.

A two-year fixed rate at 5.59% (75% LTV) with no fee, cut by 0.20%, including free valuation.

Revised standard buy-to-let rates include:

A two-year fixed rate at 4.04% (65% LTV, remortgage only) with a £1,495 fee, reduced by 0.05%, including free valuation and free legals.

A two-year fixed rate at 4.09% (75% LTV, remortgage only) with a £1,495 fee, cut by 0.15%, including free valuation and free legals.

A five-year fixed rate at 4.44% (75% LTV, remortgage only) with no fee, down by 0.05%, including free valuation and free legals.

Joe Avarne, senior manager at The Mortgage Works, said, “We are pleased to announce further rate cuts across our mortgage range, which should come as great news for landlords. They really demonstrate that The Mortgage Works remains committed to supporting all types of landlords with competitive rates.”

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