Rental yields are rising across parts of the UK, but spotting a genuine opportunity requires more than a glance at the numbers.

Landbay expands its buy-to-let mortgage rates with new HMO and AVM products for landlords seeking flexibility and faster remortgaging.

The study shows large disparities in fire safety standards across building types, with audit wait times reaching 48 years.

The North West holds 17.9% of the UK’s HMO properties, the highest regional share.

Overall profitability remains strong, but a growing minority of landlords are starting to feel the strain, according to new market analysis.

The new product allows borrowing of up to £3 million at 70% LTV for large HMO properties.

HMO and MUFB five-year fixed rates at 75% LTV for loans between £250,000 and £1m now stand at 5.79%, reduced from 6.29%.

The offer is available for both purchasing and refinancing larger multi-let properties.

The property owner remains liable for a separate £2,500 civil penalty following the enforcement action.

Two-year fixed rates on the new HMO and MUFB products start from 2.44%, five-year fixed rates from 4.54%.