Buy-to-let mortgage searches bucked a wider market decline in April, pointing to continued landlord activity despite falling remortgage and purchase volumes across the board.

Research from Mortgage Advice Bureau finds that monthly mortgage payments, not deposit size, are now the primary psychological barrier stopping renters from buying.

Rightmove analysis finds the average monthly rent in Great Britain has fallen below the average new mortgage payment for the first time since June 2025, as rising mortgage rates widen...

Tracker products are available in the lender's standard, limited company, and HMO/MUFB ranges.

The reductions apply to core two and five-year fixed products.

The lender has introduced additional options to support landlords across a range of scenarios.

Total mortgage searches reached 1,088,120 in December, down 22.6% month on month but up 10.75% compared with the same period last year.

Typical first-time buyers borrowed around £236,000 in 2025, with average deposits of 22%.

Landlords have seen the biggest uplift in choice, with the number of buy-to-let mortgage products surging by 68% compared to last Christmas.

The two-year discount JBSP product offers 25% overpayment without early repayment charges, more than double the standard 10% allowance.