The bank's decision to cut the Base Rate today came as little surprise, but it was a close call.

Joint mortgage applications rose from 49% in 2021 to 53% in 2024, with 7% planning to buy with a friend and 9% with a family member.

The latest analysis from specialist lender, Octane Capital, reveals a steady decline in swap rates following key economic events.

'Green finance' offers a significant opportunity for Scotland’s net-zero targets.

Aspen structured the deal with a 0.83% monthly rate over nine months, transitioning to 6.74% annually for two years.

The bank funded the deal at 70% loan-to-value, providing £1.825m for the London property acquisition.

Refinance rates start at 5.34% for HPP and 5.69% for BTL.

One in five potential movers delayed plans awaiting the Budget outcome, creating pent-up demand expected to release from Boxing Day onwards.

Landlords aged 25-34 hold 57% of their properties in limited companies, the highest rate across all age groups.

Nearly one in three landlords (31%) plan to reduce their portfolio size, while 16% are considering selling all rental properties within two years.