AI-enabled fraud was chosen as the biggest future threat by 29% of respondents, ahead of tenant and payment fraud at 27%.

The lender’s one-year fixed-rate range is open to new and existing borrowers, with a 3% early repayment charge during the fixed period.

The £244,000 facility combined a first-charge commercial bridge with a second-charge residential bridge.

The landlord database and ombudsman is the least known of seven Renters’ Rights Act measures, an August survey of 276 landlords found.

Specialist two-year fixed rates for MUFBs and HMOs now start from 3.66%.

The loan was secured at 50% LTV against a residential property.

The 12-month first charge loan sits at 66% LTV against properties valued at £3.025m.

With rental growth on new lets at its fastest since November 2024, Hamptons data shows 56% of tenants who bought in September now pay more each month than they did in rent.

Rightmove data shows asking prices in London up 2.5% in a month, though wider activity indicators point to no broader recovery in the capital.

Capital Gains Tax reform would adjust property values for inflation before landlords are taxed on a sale, the NRLA argues, as demand for rental homes outpaces supply.