Coventry for intermediaries has launched a new range of mortgage products aimed at landlords investing in energy-efficient homes, offering lower rates for properties with an EPC rating of A, B or C.
The products apply to both buy-to-let and limited company buy-to-let borrowing, covering purchases and remortgages where the property meets higher efficiency standards.
Coventry for intermediaries positions the move as a way to reduce borrowing costs while encouraging improvements that align with tightening energy requirements across the rental market.
The lender assesses eligibility through the government’s official EPC register, confirming that each property falls within the A to C band. For landlords buying new-build homes, a Predicted Energy Assessment is required instead of a completed EPC.
Within the update, Coventry for intermediaries also reduced buy-to-let rates slightly for existing customers, widening the pool of landlords who can benefit from lower pricing.
How the products work in practice:
Properties must hold a valid EPC rating of A, B or C, verified through the government EPC register.
New-build purchases require a Predicted Energy Assessment rather than a final EPC.
The range is available for purchase and remortgage applications only.
“Landlords are increasingly looking for ways to future-proof their portfolios, and energy efficiency is a big part of that,” said Jonathan Stinton, head of intermediary relationships at Coventry Building Society. “By offering lower rates on properties with an EPC rating of A to C, we’re acknowledging sustainable choices that benefit both the environment and their bottom line.
“Our buy-to-let range is already well established and trusted by brokers, and these new EPC-linked products build on that strength. We’re committed to giving landlords more options that not only support their financial goals but also promote better living conditions for tenants.”
