Zephyr announces cuts across two-year and five-year fixed ranges

The specialist buy-to-let mortgage provider has cut five-year and two-year fixed-rate mortgages by 65 and 55bps, respectively.

Related topics:  Mortgages,  BTL,  Investment
Property | Reporter
17th January 2024
To Let 925

Following the changes, Zephyr Homeloans said that it is now offering 4.80% on a two-year fixed rate standard BTL mortgage (65% LTV) and 5.30% for five-year fixed rate standard BTL mortgages (65% LTV) for properties with an A to C-rated energy performance certificate. Both products carry a 5% product fee.

For properties with an EPC rating of D or E, the lender is offering 4.90% on its two-year, fixed-rate, standard BTL mortgage products (65% LTV), with a 5% product fee and 5.40% on its five-year, fixed-rate standard BTL mortgages (65% LTV), with a 5% product fee.

Paul Fryers, Managing Director at Zephyr Homeloans said: “With industry commentators signalling the potential end of the current cycle of base rate increases, we’re pleased to be able to reduce our product rates and provide more compelling and affordable deals for brokers to offer to their landlord customers.”

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