The lender has cut its two-year fixed mortgage rates by up to 0.24%.

51% of UK households will need to tap into property wealth to fund retirement by 2040.

Landlords can now borrow up to £2m with no income checks under Pepper’s revamped BTL range.

23% of mortgage holders are making overpayments to reduce their mortgage term

Financial markets are expecting three Bank of England rate cuts by the end of the year.

Broker searches for remortgage products in Q1 2025 have risen by 34%, driven by the 1.8 million fixed-rate mortgages maturing this year.

Bridging rates have dropped from 5.53 times the cost of buy-to-let loans in Q4 2021 to just 2.44 times in Q4 2024.

Homeowners who roll onto a standard variable rate could pay £6,750 more over two years.

The lender has also made reductions of up to 0.24% on other selected buy-to-let products

The rate reductions follow recent updates to the lender's heavy refurbishment proposition.