A new report on holiday let investment reveals countryside and heritage destinations are delivering the strongest annual returns, with Grasmere generating £45,900 in 2025.

A 200% council tax charge and the removal of key tax reliefs are reshaping the UK holiday home market, pushing investors toward long-term returns over short-term gains.

Holiday let owners in Matlock earned an average of £34,000 in 2025, outperforming the UK average by 33%.

The society's new residential rate sits well below the UK average of 7.15%, according to recent Moneyfacts data.

Four Scottish regions now occupy the top ten most popular holiday let destinations for 2026, with Scotland claiming positions one, three and four.

80% LTV holiday-let 2 Year Fixed rate drops 26bps to 5.19% from 5.45%.

The Society has made the decision to cut rates ahead of the Christmas period to reflect current price competition in the holiday let sector.

New residential and expat products have also been included in the refresh.

The new holiday let range expands Vida’s specialist BTL offering.

Duncan Chittick, Managing Director of HMA Tax, explores the implications of the abolition of the Furnished Holiday Let (FHL) tax regime and the next steps for property owners and...