Cumberland reduces rates on core holiday-let products

The Society has made the decision to cut rates ahead of the Christmas period to reflect current price competition in the holiday let sector.

Related topics:  Finance,  Holiday Let,  Cumberland Building Society
Property | Reporter
2nd December 2025
Holiday Let 925

Cumberland Building Society has announced that it will reduce rates by 0.20% on its core holiday let range from today (2 December) for holiday let landlords looking for a better deal in 2026

The changes to the Society’s core holiday let product range include a reduction to its two-year and five-year fixed rates from 4.98% to 4.78%.

The products come with a £999 fee and are open to both property purchasers and remortgage cases.

“Broker feedback has prompted us to cut rates to support affordability for holiday let landlords looking for a better deal in 2026," comments Grant Seaton, head of intermediary lending at The Cumberland. "We keep our holiday let pricing under close review so we can support more customers in the short-term let sector. These price changes reflect both the importance of our broker and landlord relationships and the care we take to track the market and remain competitive.”

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