Hammersmith and Fulham mortgages average £3,708 a month, the highest in the league.

New affordability rules can increase HMO lending by up to 21%.

AVM rates start from 4.59%

The changes follow the recent announcement that the lender had reduced rates across its residential interest-only mortgage range and introduced a new 90% LTV product.

New two-year fixed rate launched at 3.89% with a 3% product fee

The lender has recently cut its rates and revised risk pricing at higher LTVs.

Lee Murphy from The Accountancy Partnership shares five ways to stay tax-efficient.

New rate cuts include a 60bps reduction for 80% Heavy Refurbishment loans and stepped rates starting at 0.39% per month.

London buyers with an average income of £54,245 may borrow an additional £54,245 under new policies.

Only 23% of brokers support rolling back post-crisis mortgage rules