"From standard buy-to-let to complex specialist cases, we are helping brokers and customers find the right fit, no matter where they are based"
- Martin Sims - Molo
Molo has introduced new fixed-rate pricing across its UK and expat buy-to-let mortgage products, offering improved affordability for both domestic and overseas landlords.
For UK residents, 5-year fixed rates now start from 4.44%, while the 2-year standard fixed rate remains at 2.83%. Landlords investing in houses in multiple occupation (HMOs) and multi-unit freehold blocks (MUFBs) can access fixed rates from 3.03%, available on both 2- and 5-year terms.
In its expat range, Molo has launched a new regional pricing structure. Region 1, which includes more than 70 countries such as China, the Philippines, Colombia, Mexico, Barbados and several Eastern European nations, now benefits from fixed rates of 6.39% for both 2- and 5-year products. The 1-year fixed rate in this region remains unchanged at 5.24%.
Region 2 covers locations including the United States, European Union, Turkey, Hong Kong, Singapore and the UAE. This group now has access to new Low Fee and Low-Rate options, with fixed rates starting at 4.75%, depending on the product type and loan-to-value (LTV) band.
The updated pricing is available across Molo’s standard buy-to-let, new build, holiday let, HMO and MUFB product types. Lending is open to both individuals and limited company landlords, with maximum LTVs up to 85%. These changes apply exclusively to Molo’s UK resident and expat ranges; pricing for non-UK resident products remains unchanged.
“These updates reinforce our ongoing commitment to supporting landlords worldwide with competitive, accessible solutions,” said Martin Sims, distribution director at Molo. “From standard buy-to-let to complex specialist cases, we are helping brokers and customers find the right fit, no matter where they are based.”
The revised pricing structure is available from 23rd June 2025 and is detailed in Molo’s updated product guides for UK resident, expat and non-UK resident borrowers.
