Letting property requires more time and money than expected, according to newly released analysis from Pegasus Insight.

Wealthy investors are pivoting toward buy-to-let and private assets as tax shelters run out.

Abode Student Leatherworks in Nottingham is forecasting 40% of capacity pre-booked 18 months before its September 2028 opening.

UK average monthly private rents reached £1,367 in January 2026, with annual growth of 3.5%, the lowest rate since March 2022.

New two-year fixed rates start from 4.54%, with five-year fixes from 5.10% on standard properties up to 75% LTV.

Buy-to-let remortgage lending is forecast to exceed £26.5bn this year, according to IMLA.

The average daily one-year swap rate has fallen from 4.44% last year to 3.77% so far this year.

Aspen’s updated bridge-to-let product now offers combined terms of up to five years with maximum loans of £15m and LTVs of up to 80%.

The capital’s private rented sector includes more than 400,000 university students, making student housing cycles a major factor in how the reforms will play out.

The Watkin Road scheme will deliver 609 student beds and 12,275 sq ft of commercial space.