The £556k loan completed at 27% LTV on a twelve-month term.

The product allows loans up to 133% of current rental payments for applicants with minimum household income of £25,000 annually.

The loan marks the fourth deal Atelier has completed with the borrower, a seasoned care home provider.

Average UK rents fell 1.5% month-on-month to £1,317 in December 2025, though they remained 2.6% higher than a year ago at £1,284.

The combined product now offers up to 24 months for bridge or development loans, followed by up to three years for buy-to-let, creating a total term of five years.

The buy-to-let lender has launched new remortgage products with cashback and reduced rates across its core buy-to-let ranges, alongside changes to fees and tracker pricing.

Hudson Lambert, managing director at Safeguard Europe, explains how landlords can stay compliant with the new law and protect tenants through a clear three-phase action plan.

UK house prices fell 0.6% in December to £297,755, marking the lowest average property price since June 2025.

Average rents in December 2025 hit £1,214 per month, the lowest level in nine months and down £31 per month compared to November's £1,245 average.

The Willow Bank development represents the largest single housing scheme in Ramsbottom for nearly 200 years on the site of the former Holcombe Paper Mill.