76% of single-family housing renters in BtR earn below £38,000, aligning closely with PRS demographics.

In 2024, over 30,000 borrowers aged over 36 opted for mortgage terms of 35 years or more.

Construction sector employment rose just 0.7% in the past year, compared with 10.6% growth since 2019.

Interest rates on 70% LTV products have been cut by 0.50%

Selected commercial rates start from 6.54% with a 5% fee.

This latest deal follows the completion of a £4.5m bridging loan on a 130-acre holiday park in Suffolk.

The average new lump sum loan rose to £126,422, up 14% from 2024.

Just 2,101 BtR units under construction, down from 2,472 last year.

Just 1.0% growth is forecast for 2025, revised down from 4.0%.

The future expansion will add 20 new lodges to the estate in 2026.