Joint mortgage applications rose from 49% in 2021 to 53% in 2024, with 7% planning to buy with a friend and 9% with a family member.

The latest analysis from specialist lender, Octane Capital, reveals a steady decline in swap rates following key economic events.

'Green finance' offers a significant opportunity for Scotland’s net-zero targets.

Aspen structured the deal with a 0.83% monthly rate over nine months, transitioning to 6.74% annually for two years.

The bank funded the deal at 70% loan-to-value, providing £1.825m for the London property acquisition.

Refinance rates start at 5.34% for HPP and 5.69% for BTL.

One in five potential movers delayed plans awaiting the Budget outcome, creating pent-up demand expected to release from Boxing Day onwards.

Landlords aged 25-34 hold 57% of their properties in limited companies, the highest rate across all age groups.

Nearly one in three landlords (31%) plan to reduce their portfolio size, while 16% are considering selling all rental properties within two years.

Chris Grose, rating director, Hartnell Taylor Cook, explores how the latest Budget has failed to provide meaningful certainty or structural reform on business rates, leaving many...