"These updates deliver sharper pricing and, with fewer friction points at full mortgage application, are designed to help brokers place cases with greater confidence"
- Elise Coole - Keystone Property Finance
Keystone Property Finance has reduced rates by 10 basis points across most of its buy-to-let product range.
The specialist lender lowered rates by 10bps on its five-year fixed Standard, Specialist, Ex-pat, and Holiday Let products. Within the Specialist range, the reductions cover both HMO and multi-unit properties, including 1–6 and 7–15 occupants or units.
Rates have also been reduced by 10bps on selected two-year fixed products in the Specialist (7–15), Holiday Let, and Ex-pat ranges. Additionally, Product Transfer, PT Plus, and Refurb to Let Exit products have seen the same 10bp reduction.
Following these changes, Keystone’s range now starts at:
Standard: 2-year fixed rate of 2.94% at 70% LTV
Specialist: 2-year fixed rate of 2.99% at 70% LTV
Refurb to Let: 2-year fixed rate of 4.74% at 65% LTV
Ex-pat: 2-year fixed rate of 4.14% at 65% LTV
Holiday Let: 2-year fixed rate of 4.89% at 65% LTV
Product Transfer / PT Plus: 5-year fixed rate of 4.64% at 65% LTV
Switch & Fix: 5-year fixed rate of 5.79% at 65% LTV
As part of the update, Keystone has introduced unified product codes across its entire range, replacing separate codes for individual and limited company applications.
“Easing swap rates have given us the scope to reduce pricing, and we’re delighted to pass these savings on to brokers and their landlord clients straight away," said Elise Coole, managing director at Keystone Property Finance.
She added, “At the same time, we’re simplifying how people do business with Keystone by introducing a single product code for each product, regardless of whether the application is in an individual’s name or limited company structure."
“These updates deliver sharper pricing and, with fewer friction points at full mortgage application, are designed to help brokers place cases with greater confidence.”
