"Our new products are designed to make limited company lending accessible, transparent, and adaptable, particularly for those branching out into areas like holiday lets, where short-term rental income can strengthen cashflow and build equity faster"
- Chris Blewitt - Darlington Building Society
Darlington Building Society has introduced two limited company buy-to-let mortgage products aimed at providing property investors with broader options when structuring portfolios. The launch expands its presence in specialist lending and widens access for a range of borrower types.
The new range features a two-year fixed rate at 5.29% and a five-year fixed rate at 5.39, both available up to 75% loan-to-value. Each mortgage carries a £999 product fee plus a valuation fee. The products are accessible via the society’s intermediary network and open to first-time buyers and first-time landlords without any minimum ownership period or income requirement. Those remortgaging are also not subject to a minimum ownership period.
Both mortgages can be used for holiday let properties, a route that continues to attract landlords seeking short-term rental income. This market has proved resilient across popular UK destinations, making diversification appealing to investors looking for alternative returns. Borrowers and brokers also have access to a non-restricted solicitor panel, allowing them to choose their preferred legal advisers.
Darlington’s latest launch aligns with its ongoing support for the specialist lending market and makes limited company borrowing available to both newcomers and experienced landlords with no minimum property ownership requirement. The announcement follows the society’s July update to its Professionals range, which extended eligibility to more key workers and now considers 100% of allowances and overtime for affordability assessments.
In August, the lender also expanded into foreign currency mortgages, enabling affordability to be demonstrated in 16 different currencies, including Hong Kong Dollar and UAE Dirham.
“We’re proud to have supported Darlington Building Society with the launch of its new Limited Company Buy to Let range through our Finova Lending platform,” said Marcus Bennett, customer success director at Finova.
“This marks another great example of how lenders can quickly and confidently expand into new segments using our MSO technology. Finova Lending MSO remains the highest-rated mortgage origination platform among brokers, and it’s rewarding to see it helping Darlington deliver innovative products that meet the evolving needs of landlords and property investors.”
“Limited Company Buy to Let has evolved from a niche option to a mainstream choice for landlords at every stage,” explained Chris Blewitt, head of intermediary distribution at Darlington Building Society.
“For those just starting out, it provides a professional framework to begin building a portfolio while keeping personal and property finances clearly separated. For seasoned investors, it can offer more efficient tax treatment, easier management of multiple properties, and the flexibility to reinvest profits within the company structure."
"Our new products are designed to make limited company lending accessible, transparent, and adaptable, particularly for those branching out into areas like holiday lets, where short-term rental income can strengthen cashflow and build equity faster.”
