Loans Warehouse has completed £4.5m in bridging finance across 20 cases in six months using the Brickflow platform, reflecting how digital tools are reshaping deal sourcing for UK property brokers.
The mortgage broker worked through Brickflow, a digital marketplace for specialist property finance, to deliver mostly unregulated bridging loans secured against residential and commercial assets across England and Wales. The milestone highlights how brokers are using technology to improve speed, transparency and lender selection in a competitive market.
Growing demand for bridging finance in the UK property market
The rise in activity aligns with wider trends in the UK property market, where demand for short-term funding continues to increase.
Data from the Bridging & Development Lenders Association shows bridging applications reached £11.7bn in Q4 2025. Investors are placing greater emphasis on flexibility, particularly when managing refurbishments, acquisitions and time-sensitive opportunities.
At the same time, figures from the Finance & Leasing Association indicate that up to 30% of remortgages involved borrowers raising additional capital rather than simply refinancing existing debt. This trend is driving more complex funding requirements and increasing reliance on bridging finance solutions.
How technology is shaping broker workflows
Loans Warehouse used Brickflow’s platform to streamline deal sourcing and identify suitable lenders more efficiently. The system allows brokers to filter options based on criteria such as net loan size and pricing, helping them match client priorities with lender appetite.
One case involved a borrower seeking to raise capital against a property nearing the end of a refurbishment. Although an existing bridging loan was already in place, the increase in property value created an opportunity to refinance and release additional funds.
By sorting lenders according to net loan size, the broker identified those most likely to maximise the advance. This approach prioritised capital raising over headline interest rates, reflecting the client’s objectives and demonstrating how bridging finance can support value extraction strategies.
What this means for brokers and investors
The results point to a wider shift in how brokers operate within the specialist finance sector. Digital platforms are becoming more embedded in day-to-day workflows, particularly as deal complexity increases.
Key implications include:
faster access to lender options across the market
improved transparency when evidencing product selection
greater efficiency in processing complex bridging cases
enhanced ability to meet investor demands for speed and flexibility
As bridging loans are often used in time-sensitive scenarios, the ability to move quickly can influence both deal success and profitability.
“We believe Brickflow is the best solution in the market for bridging loan sourcing,” said Vikki Edwards, head of bridging & development at Loans Warehouse (pictured).
“We’ve been using the platform for nearly two years, and it consistently delivers results, enabling us to clearly demonstrate our research and add real speed to the process. It has become a seamless part of our bridging finance workflow.”
She added that filtering tools play a key role in supporting underwriting decisions, particularly when comparing lenders across multiple criteria.
