Brickflow has announced that it has renewed its partnership with BloomSmith, which remains the platform’s exclusive VAT bridging lender.
BloomSmith joined Brickflow in 2025 and describes the platform as integral to its strategy for connecting with brokers and originating lending. For brokers, the renewal keeps a single route for funding the VAT due at completion on commercial purchases.
BloomSmith specialises in VAT bridging, a loan built to fund the 20% VAT payable on completion of eligible commercial property transactions. The loan carries no fixed legal charge, so borrowers can fund the VAT without tying up equity or renegotiating with their senior lender. Because it sits alongside senior funding, brokers can cover the completion-day VAT without changing the rest of the finance structure.
The renewed VAT bridging partnership offers:
- Loans from £50,000, equivalent to a £250,000 purchase price, funded in as little as 48 hours at 1.25% a month
- Fees the partners describe as transparent, and a 100% acceptance rate for correctly structured transactions, according to the partners
- Borrower benefits the partners cite as boosting purchasing power, managing cash flow, reducing opportunity cost and keeping control of liquidity
Commission paid to brokers on completion
“We only give exclusivity to a lender that keeps delivering, and BloomSmith’s performance on the platform made renewing an easy decision,” said Daniel Silver, head of strategic partnerships at Brickflow (pictured).
“VAT on completion day is a stage that too often gets patched together at the last minute, and brokers should be able to solve it without disrupting the rest of the deal. That is the ecosystem we are building, and BloomSmith is a big part of it. It is what smarter decisions and bigger pipelines look like for our brokers.”
“Exclusivity on Brickflow is a mark of trust, and we intend to keep earning it,” noted Nigel Smith, chief executive of BloomSmith.
“VAT bridging is our specialism, and that focus is what allows us to offer borrowers a fast, cost-effective route through the VAT payment on a commercial property purchase. We have now worked with Brickflow for a year and consider their platform an integral part of our strategy for connecting to brokers and originating lending opportunities; we look forward to building on the success this has already brought to us.”
