Accord cuts residential mortgage rates by up to 0.06%

Three-year remortgage fixed rate now at 4.44% with £500 cashback option.

Related topics:  Mortgages,  Rates,  Residential,  Accord
Property | Reporter
9th July 2025
Mortgages

Accord Mortgages has announced that it is reducing rates across its residential mortgage range up to 90% loan-to-value (LTV), effective tomorrow (Thursday, July 10)

The intermediary-only lender is lowering its two- and three-year fixed rates by 0.06%, and its five-year fixed rates by 0.05%, all up to 90% LTV.

Key product highlights include:

Two-year fixed rate mortgage for house purchase at 4.01% (previously 4.07%) with a £1,495 fee and free standard valuation

Three-year fixed rate for remortgage purposes at 4.44% (previously 4.50%) with a £495 fee, free standard valuation, and a choice between free remortgage legal work or £500 cashback

Five-year fixed rate for house purchase at 4.55% (previously 4.60%) with a £495 fee, £300 cashback, and free standard valuation

Gemma Hyland, mortgage product manager for Accord Mortgages, noted: “We’re delighted to announce a further lowering of our mortgage rates across the majority of our range – the latest example of how we are doing our best to pass on additional value to our brokers and their customers wherever possible.”

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