"While the Budget has increased scrutiny around costs, tax and ownership structure, our latest survey shows that many landlords remain focused on growth and active portfolio management"
- Aviram Shahar - Lendlord
Property management and finance platform Lendlord has published the results of its latest landlord survey, revealing that 66% of landlords are planning growth activity, including acquisitions, refinancing and refurbishments, despite increased uncertainty following the recent Budget.
The survey, titled Navigating Change: Landlord Sentiment in a post-Budget market, was conducted in December 2025 among UK landlords using the Lendlord platform. While many landlords remain active and growth-focused, the findings also highlight a more cautious backdrop, with a significant minority planning to sell or pause investment as cost and tax pressures continue to shape decision-making.
The research shows that 23% of landlords plan to acquire more properties over the next 12 months, making acquisition the single largest area of planned activity. Two-thirds of all planned activity relates to growth, including acquisitions, refinancing and refurbishments.
Additionally, 58% of landlords expect buy and hold to be their main investment strategy for 2026, while 33% say the Budget has increased their appetite for investment.
Alongside this activity, the survey shows that around a third of landlords are planning to sell properties or pause new investment, underlining the mixed outlook across the sector following the Budget.
Confidence in the UK property market is closely divided, with 45% describing themselves as very confident and 43% very concerned. The findings suggest that while fiscal changes have introduced caution for some landlords, many are continuing to actively manage and expand their portfolios.
Landlords are also reviewing rent levels and ownership structures, with tax changes prompting renewed consideration of limited company structures, alongside ongoing concern around property income tax and dividend tax rates.
"While the Budget has increased scrutiny around costs, tax and ownership structure, our latest survey shows that many landlords remain focused on growth and active portfolio management," said Aviram Shahar, co-founder and chief executive of Lendlord (pictured). "They are adapting their approach rather than stepping back."
"The data also highlights that confidence in the market is clearly divided, with some landlords opting for a cautious approach and others perceiving opportunity," he added. "That balance is significant when brokers and lenders are supporting funding and investment decisions going into 2026."
