The Mortgage Works is cutting rates by up to 0.20 percentage points on selected buy-to-let and let-to-buy products across its new business mortgage range, effective 22 April 2026.
Three remortgage products are affected by the changes:
- A two-year fixed-rate buy-to-let mortgage at 3.74% (reduced by 0.05%), with a 3% fee, available up to 65% LTV with free valuation and free legal.
- A five-year fixed-rate buy-to-let mortgage at 4.37% (reduced by 0.15%), with a 3% fee, available up to 55% LTV with free valuation and free legal.
- A five-year fixed-rate buy-to-let mortgage at 4.99% (reduced by 0.20%), with a £1,495 fee, available up to 75% LTV with free valuation and free legal.
All three products are available on a remortgage-only basis.
"We're delighted to be able to make these rate cuts as we continue to put The Mortgage Works at the forefront of the buy-to-let market with competitive rates," said Keir Fraser, lead manager at The Mortgage Works.
