Shawbrook cuts rates and lowers DSCR for commercial mortgages

Rates on 2, 3, and 5-year fixed commercial mortgages cut by up to 0.70%.

Related topics:  Finance,  Commercial,  Shawbrook
Property | Reporter
2nd October 2025
Shawbrook Bank - 375

Shawbrook has announced that it has reduced rates by up to 0.70% on its 2, 3, and 5-year fixed-rate commercial mortgage products. The lender has also lowered the minimum Debt Service Cover Ratio (DSCR) from 130% to 125% for commercial and semi-commercial borrowers, including individuals and limited companies.

These changes aim to provide brokers and their clients with greater access to finance and more flexibility in the commercial property market, which continues to show resilience and growth. The DSCR adjustment is expected to make it easier to obtain products, particularly on shorter-term 2 and 3-year fixed rates.

“We are committed to supporting the commercial property market with products that meet the needs of brokers and their clients,” said Daryl Norkett, director real estate proposition at Shawbrook. “The reductions to our fixed rates and DSCR requirements will help investors seize opportunities, with access to the right solutions at the right time. With more investors re-entering the market or diversifying their portfolios by adding higher-yielding properties, we’re proud to continually enhance our proposition to support brokers and their professional property investor clients.”

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