Five-year Buy-to-Let rates now start from 5.88% for UK expats and 5.89% for international residents.

Virgin Money's new two-year fixed rates with a £1,495 fee will start from 3.84%.

Refurb BTL funds projects where refurbishment costs are up to 25% of the property’s value.

The bank's enhanced pricing applies to buy-to-let loans over £1 million.

More than a third of landlords said the rate of their most recent buy-to-let mortgage was above 5%, reflecting deals secured during the peak of the recent rate cycle.

Between four and ten of all buy-to-let purchases in early 2025 were completed in the Midlands and the North.

59,467 new BTL loans worth £10.9 billion were issued in Q3 2025.

Paragon's new two-year tracker mortgages start at 5.10%, equivalent to Bank Base Rate plus 1.35%, for single self-contained properties.

The lender has also introduced three new 95% LTV Income Flex products, with five-year fixed rates starting at 6.50%.

New pricing includes a two-year fixed rate of 2.99% at 75% LTV with a 5% fee.