Molo reduced buy-to-let fixed rates for UK residents by 10 basis points on its standard range and 5 basis points across specialist products.

Keystone’s digital and operational upgrades have been a core focus over the past 12 months, driving changes across valuations, legal panels and document handling.

Two new Premier 75% LTV products have been launched: 5.24% zero fee and 2.74% with 5% fee.

Portfolio landlords can now borrow from £500k up to £20m on the same pricing.

The lender now offers two-year fixed rate products for loans between £500,000 and £20 million for property purchase and remortgage.

Pepper Money has cut rates by up to 0.35% across its Pepper48 range, including Limited Edition products.

Average rental yields across England and Wales reached 7.7%, rising 0.3% annually and 0.2% quarterly in Q4 2025.

Total mortgage searches reached 1,088,120 in December, down 22.6% month on month but up 10.75% compared with the same period last year.

The lender continues to operate as a UK non-bank specialist buy-to-let provider using manual underwriting.

The lender's new Scottish buy-to-let product offers loans of up to £750,000 at a maximum of 75% LTV.