New lending data reveals the UK’s leading buy-to-let hotspots for 2025, with student-heavy postcodes delivering some of the highest rental yields.

Landbay has launched its buy-to-let mortgages Premier range in Scotland, offering 75% LTV products and competitive fixed rates for landlords.

The refinance facility of £1,630,000 was secured at 65% LTV against a property valued at £2.5m.

BTL rates now start from 4.84% for a two-year fixed at up to 50% LTV, down from 5.59%.

HMO and MUFB borrowers can secure five-year fixed rates of 5.49% through the relaunched range.

The lender has overhauled its landlord lending criteria following discussions with brokers and networks.

The society now also accepts flats and apartments in blocks of up to 10 storeys, compared to a previous limit of six, widening options for city-centre landlords.

Remortgage applicants receive £500 cashback as part of the product offer.

Buy-to-let two-year remortgage rates up to 75% LTV fall to 4.09%, down from 4.16%.

Rates across the Core and Specialist ranges have been cut by up to 20bps, covering limited companies, holiday lets and small HMOs.