The society will lend up to 90% loan-to-value for skilled worker visa applicants with at least 12 months UK residency.

New research has revealed that a lack of lender appetite poses the biggest hurdle for mortgage brokers working with overseas clients.

First-time buyer searches have dropped 27.29% since May.

Homeowners remortgaging today could save £196.89 per month compared to those who locked in two-year fixed rates in October 2023, when the average rate stood at 5.94%.

Nearly 17% of UK adults describe the mortgage journey as daunting.

The bank’s Near Prime range now includes loan-to-values up to 90%.

31% of first-time buyers are opting for 90% LTV mortgages, while 10% are considering 95% LTV options.

Thousands of freelancers, contractors, and entrepreneurs continue to be locked out of mortgages despite stable incomes.

Nearly all products across the lender’s range see reductions.

Discounts of up to 179 bps now available across two-year products.