Buy-to-let landlords are being urged to take out rent guarantee insurance as the Renters' Rights Act extends the eviction process and increases exposure to rent arrears.

Addept Insurance and First2Protect have launched a flexible rent guarantee insurance product that lets landlords choose between covering their mortgage payment or full rent.

The policy offers up to £50,000 in legal costs for disputes such as eviction proceedings, rent arrears and tenancy breaches.

Oli Williamson, co-founder and chief underwriting officer, Aspect Insurance, explores how rising economic pressures, regulatory changes, and property vacancies are increasing risks for...

Demand for rental insurance products rose 41% between September and December 2025, coinciding with the Renters' Rights Bill receiving Royal Assent.

Average rebuild costs rose 3–5% year on year, with regional and property-type variations.

The new policy covers six common property emergencies, from boiler breakdowns to vandalism.

Determining a home’s age is essential for managing insurance, planning improvements, and assessing its value.

The North East and East Midlands saw the largest declines in premiums, both falling by 15%.

Most insurance providers won’t cover damages caused by rats because an infestation is not considered an unforeseen risk, but rather an issue caused by a lack of maintenance.