Buy-to-let mortgage arrears cases dropped 9% quarter-on-quarter in Q4 2025, with possessions falling 14% over the same period.

An estimated 210,163 households in England's private rented sector fell into rent arrears in 2024-25, with the average debt standing at £2,238.

New mortgage originations climbed 1.9% to reach their highest level since Q4 2022, signalling renewed market confidence.

The value of rent arrears has fallen for the third consecutive quarter of 2025, according to research from Reposit.

Mortgage capital not protected under Debt Respite Scheme, court rules

Average rent arrears rose 23% year-on-year to £2,237 in Q1 2025.

The percentage of disputes involving rental arrears has risen to the highest levels seen in over five years.

There were over 12,500 buy-to-let mortgages in arrears of 2.5% or more of the outstanding balance during Q4 2024.

An estimated 235,837 privately rented households fell into rental arrears during the 2023/24 financial year - up by 3.2% on the previous year.

Renters are increasingly searching the web for the effects of rent arrears, indicating that more are worrying about not being able to afford their repayments.