Rely adds 85% LTV products to buy-to-let range

Products in the limited-edition range are available as five-year fixed rates with a no-fee or 2% fee option.

Related topics:  Buy To Let,  Rely
Lucy Whalen | Editorial Assistant, Barcadia Media Limited
28th October 2026
Adrian Moloney OSB Group

Rely has announced the launch of new limited-edition products at 85% loan-to-value (LTV).

The new limited-edition range is available for non-portfolio landlords purchasing or remortgaging single family and complex buy-to-let properties. Products are available as five-year fixed rates with a choice of either no fee or a 2% fee option.

The new range will also introduce EPC-based pricing at 85% LTV. Properties with an EPC rating of A to C will benefit from lower pricing, while options will also be available for properties rated D and below.

Alongside the new products, Rely has reduced rates across its existing 80% LTV buy-to-let range for small, medium and large landlords.

"We’re always looking at ways to broaden access to finance while ensuring our proposition remains competitive and relevant to landlords’ needs," said Adrian Moloney, group lending distribution director at Rely.

"By introducing products up to 85% LTV and reducing rates at 80% LTV, we’re giving landlords more options when it comes to securing finance, whether they’re entering the market, refinancing or looking to grow their portfolios.

"The introduction of EPC-based pricing also enables us to support a wider range of properties while recognising stronger energy performance and the positive impact this has for tenants."

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