Parents continue to play a major role when their children move off campus, with almost a quarter of students having their parents’ (23%) or flatmate’s parents’ (26%) involvement when choosing university accommodation.
Although students are expected to adapt to independent living, many lack confidence in completing household tasks such as fixing a tripped fuse (64%), bleeding a radiator (66%), or checking a smoke alarm (41%). However, more than eight in 10 students (83%) who live in houses in multiple occupation (HMOs) believe shared housing at university has helped them develop practical skills.
Parents ease stress but limit independence
Research from Aldermore shows that nearly four in 10 students (38%) are uncertain about managing accommodation entirely on their own, while almost half (47%) welcome their parents’ or guardians’ involvement.
One in eight students (13%) believes their parents or guardians exert too much influence over housing decisions. A further 16% feel less independent than expected because of this involvement. In some cases, parents take an even more direct role, with 15% of students saying their parents visited potential accommodation during house-hunting. Parents are also a financial support, with 44% of students reporting that their parents cover part or all of their rent.
Shared houses boost student confidence
Despite leaving home, many students still lack practical household knowledge. Confidence levels are lowest around technical maintenance tasks, including electrical and heating issues.
Those in shared housing arrangements, particularly HMOs, often describe the experience as valuable for building independence. A significant majority (83%) believe shared student living has taught them essential home maintenance skills. Almost nine in 10 (86%) report feeling more capable of looking after a property as a result of their housing arrangements.
Gaps in life skills preparation
Many students say they arrived at university without the preparation they needed. More than a quarter (26%) say they received no advice from family about living independently.
A similar proportion (24%) feel entirely unprepared for managing the responsibilities that come with student accommodation. This lack of knowledge often results in unnecessary requests for help, with 34% of students contacting their landlord for minor issues they feel they could have resolved themselves.
“Independent living can be a big leap for students, with many relying on their parents for support as they feel unprepared for the practical side of managing a home,” explained Jon Cooper, director of mortgages at Aldermore. “Encouragingly, we’re seeing that shared student housing, particularly HMOs, can play a positive role in helping young people gain valuable life skills and confidence in looking after a property.
“Many landlords are investing in high-standard, modern homes that not only meet the needs of students but also give them a safe, supportive environment in which to learn and grow. We’re proud to work with these responsible landlords, helping to raise standards across the sector and provide students with places they’re happy to call home.”
