Which will include the following:
For those buying a home:
Two year fixed rate available from 4.18% (up to 60% LTV)
- New customers can borrow up to 85% LTV
- Existing borrowers who are moving home can borrow up to 95% LTV
- £99 booking fee (payable upfront and non-refundable)
- £396 reservation fee
Two year tracker available from 3.08% (up to 60% LTV)
- New customers can borrow up to 80% LTV
- Existing borrowers who are moving home can borrow up to 95% LTV
- £99 booking fee (payable upfront and non-refundable)
- £896 reservation fee
Two year tracker available from 4.99% (up to 60% LTV) with no early repayment charge
- New customers can borrow up to 80% LTV
- Existing borrowers who are moving home can borrow up to 95% LTV
- £99 booking fee (payable upfront and non-refundable)
- £896 reservation fee
For those remortgaging:
Two year fixed rate available from 4.68% (up to 60% LTV)
- Remortgage customers can borrow up to 85% LTV
- £99 booking fee (payable upfront and non-refundable)
- £396 reservation fee
Two year tracker available from 3.08% (up to 60% LTV)
- £99 booking fee (payable upfront and non-refundable)
- £896 reservation fee
Three year tracker available from 3.26% (up to 60% LTV)
- Remortgage customers can borrow up to 80% LTV
- £99 booking fee (payable upfront and non-refundable)
- £896 reservation fee
For those switching at the end of an existing Nationwide deal:
Two year fixed rate available at 3.79% (up to 95% LTV)
- Existing borrowers switching can borrow up to 95% LTV
Three year fixed rate available at 4.49% (up to 95% LTV)
- Existing borrowers switching can borrow up to 95% LTV
- Both these products have a reservation fee of £995.
Two year capped tracker available from 2.99% (up to 95% LTV)
- Existing customers switching at the end of a Nationwide deal can borrow up to 95% LTV
- £999 reservation fee on loan sizes up to £149,999
- Capped at 3.99%
- Also available at 3.14% with a £1,499 reservation fee on loan sizes between £150,000 and £500,000, capped at 4.14%
Three year capped tracker available at 3.99% (up to 95% LTV)
- Existing customers switching at the end of a Nationwide deal can borrow up to 95% LTV
- £699 reservation fee on loan sizes up to £149,999
- £1,499 reservation fee on loan sizes between £150,000 and £500,000
- Capped at 4.99%
Andy McQueen, mortgage director at Nationwide, said:
“Those borrowers who are looking to move home but have a smaller deposit will see that we are cutting the rates available to them by up to 0.20%. In response to customer feedback we have also launched a tracker product with no early repayment charges to complement our range.
“What’s more, we’re offering our existing customers with limited equity outstanding value where one rate applies regardless of whether they borrow 60% or 95% LTV on the 2 or 3 year products. We also offer a capped tracker range to help those who want to remain on a variable rate but cap their pay rate.”
