"By reducing rates and maintaining simplicity across our specialist products, we are giving brokers more flexibility and landlords greater access to sustainable, affordable solutions"
- Martin Sims
Molo has reduced rates by up to 49 basis points across its UK resident buy-to-let mortgage range, bringing down costs for landlords and limited company borrowers seeking both standard and specialist products.
Two-year fixed rates for standard buy-to-let deals now start at 2.74%, with five-year fixes from 4.39%. The new pricing is available to both individuals and limited companies, following a 9bps reduction from previous rates.
Specialist property types, including New Builds, Holiday Lets, Houses in Multiple Occupation (HMO) and Multi-unit Freehold Blocks (MUFB), now carry only a 15bps premium above standard rates. This means specialist two-year fixed rates start at 2.89%, and five-year options from 4.54%. There are no added charges for larger properties with six or more units or rooms.
The most significant rate reductions apply to New Build and Holiday Let mortgages, which have seen a 49bps drop across both two- and five-year terms. The repricing applies only to Molo’s UK resident range. Rates for non-UK residents and expat borrowers remain unchanged, starting from 5.69% and 5.24%, respectively, up to 85% loan-to-value.
Molo’s buy-to-let product suite includes options for standard lets, limited companies, and specialist property types, serving both UK and overseas landlords.
The updated product guides for UK Resident, Non-UK Resident and Expat borrowers are available from 29 July 2025.
“We are committed to providing intermediaries with product offerings that help landlords stay competitive and agile in today’s fast-moving market," said Martin Sims, distribution director at Molo (pictured).
He added, "By reducing rates and maintaining simplicity across our specialist products, we are giving brokers more flexibility and landlords greater access to sustainable, affordable solutions, whether they are investing in a single property or growing complex portfolios.”
