Molo has reduced rates by 10 basis points across its UK resident two-year and five-year buy-to-let range.
Effective immediately, two-year fixed rates for standard buy-to-let products now start at 2.85% at 75% loan-to-value (LTV), while five-year fixed rates are available from 4.55%. The reduced rates apply to both individual and limited company landlords, strengthening Molo's proposition across its buy-to-let range.
Pricing across the lender's specialist product range, including HMOs, new builds, and holiday lets, along with its semi-commercial offering, remains unchanged. These rates start from 3.01% and 5.65% respectively.
Rates for non-UK residents and expat borrowers are also unchanged, with pricing available from 4.63% and 4.43% respectively, up to 85% LTV. Molo will update its full range of product guides for UK residents, non-UK residents, and expat borrowers from 9th July 2026.
Key details of the rate change include:
- Two-year fixed BTL rates from 2.85% at 75% LTV, down 10bps
- Five-year fixed BTL rates from 4.55%, also down 10bps
- Specialist and semi-commercial pricing unchanged, from 3.01% and 5.65%
- Non-UK resident and expat pricing unchanged, from 4.63% and 4.43% up to 85% LTV
Martin Sims, distribution director at Molo (pictured), said the cuts reflect the lender's focus on staying competitive as conditions shift. "As market conditions continue to evolve, we remain committed to ensuring that our pricing remains competitive," he commented.
"These reductions keep our buy-to-let products attractive for landlord clients whilst maintaining the flexibility and specialist knowledge that brokers have come to demand of Molo."
