Melton Building Society has entered the limited company buy-to-let market, with six new products available from 11 May 2026.
The launch extends the society's lending range to serve incorporated landlords, a segment that has grown steadily as more investors have moved their property portfolios into company structures for tax efficiency and long-term planning purposes.
The new range comprises a blend of two and five-year fixed and discounted products, all offered at 75% LTV. Fees are set at £250 for applications and 1% on completion. Products cover both standard and holiday lets, with a separate complex range available for non-standard residential properties, including blocks of flats, multiple units, and multiple properties on a single loan.
The limited company buy-to-let launch follows a decision made late last year to revise the society's criteria for portfolio landlords. Under the updated terms, Melton will now lend to portfolio landlords who hold up to five properties with the society to a maximum combined value of £5 million, on properties in England and Wales, with an average LTV across their portfolio not exceeding 75%. There is no cap on the total number of properties or overall portfolio value a landlord holds across all lenders.
"Our entry into the limited company buy-to-let space reflects both market demand and our ambition to help a broader range of investors," said Jamie Hyland, head of product and marketing at Melton Building Society (pictured).
"We've already introduced a number of developments across our mortgage product range so far this year, and we aim to continue to evolve our product range to offer brokers and their clients products that suit the complexities of the ever-changing property landscape."
"We recognise the complexities that come with being a property investor in today's market, and with our limited company buy-to-let product range, we hope to offer flexibility, competitive pricing, and a straightforward application process."
The move reflects a wider shift in the buy-to-let sector. Incorporation has become an increasingly common route for landlords managing larger portfolios, particularly since changes to mortgage interest tax relief reduced the appeal of personal ownership for higher-rate taxpayers.
Lenders that can serve both individual and limited company borrowers are better placed to support landlords across different stages of portfolio growth.
