London Credit trims bridging rates by up to 72bps

New rates apply to 70%, 65% and 60% LTV tiers across both product types

Related topics:  Finance,  Bridging,  London Credit
Property | Reporter
2nd July 2025
Marios Theophanous - London Credit 925
"These new rates help us stay competitive while offering reliable funding that meets the pace of the market"
- Marios Theophanous - London Credit

London Credit has announced new rate reductions across its semi-commercial and commercial bridging products, cutting prices by up to 72 basis points (bps) per annum as part of a seasonal offer.

The changes apply to a range of loan-to-value (LTV) tiers. On commercial bridging loans, revised rates are now available at both 65% and 60% LTV. For semi-commercial products, the adjustments cover 70% and 65% LTV brackets.

This latest move follows a series of rate changes across London Credit’s portfolio earlier in June. The lender said the new offer aims to support brokers seeking more affordable short-term finance options for clients working on commercial and mixed-use property transactions.

“We have noticed an increase in demand for bridging loans to support the purchase and refurbishment of mixed-use and commercial properties,” said Marios Theophanous, credit manager at London Credit (pictured). “In response, we are introducing our Summer Offer, which gives brokers even sharper rates across our semi-commercial and commercial range, with cuts of up to 72 basis points per annum. In practical terms, this could mean lower costs for borrowers managing larger projects or working to tight timelines.”

Theophanous noted that access to decision-makers and clear processing remain central to the lender’s approach. “As always, our focus is on giving brokers direct access to our decision-makers and keeping the process clear and consistent from start to finish,” he explained. “These new rates help us stay competitive while offering reliable funding that meets the pace of the market.”

The revised pricing is available immediately and is expected to appeal to brokers dealing with time-sensitive transactions where flexibility and speed are essential.

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