LendInvest cuts BTL rates and boosts lending for larger HMOs

All 2-year fixed BTL rates have been reduced by 10bps to a new low of 3.14%.

Related topics:  Landlords,  LendInvest,  BTL
Property | Reporter
17th October 2025
To Let 690

LendInvest Mortgages has lowered interest rates across several Buy-to-Let (BTL) products. Two-year fixed loans have fallen by 10bps, bringing the lowest rate to 3.14%, the lender’s lowest in 2025.

In addition, five-year fixed products for standard properties, small HMOs, MUFBs, and Holiday Lets have been reduced by 5bps.

Larger HMOs and MUFBs see higher limits

For larger HMOs with seven to fifteen rooms, as well as MUFBs, LendInvest has reduced rates by 10bps and increased the maximum loan amount to £1.5 million from £1 million, at 75% LTV.

These changes apply to:

New business

Product transfers

Bridge-to-Let financing, which allows investors to apply for a BTL loan while simultaneously using a bridging loan to complete a project from start to finish

“All of us at LendInvest are committed to supporting brokers and their property investor clients. The fact is that affordability is key for customers, and we will always provide options that enable landlords to take on and complete projects," comments Paula Mercer, sales director at LendInvest. "We always strive to ensure that our products make affordability just a bit easier, as well as making sure our process is as efficient as possible. We’re delighted to be able to reduce our BTL rates, including our 2-year rate at its lowest this year.”

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