UK average rental yields increased from 6.70% to 7.11% in the 12 months to Q2 2025.

Two-year fixed rates for standard BTL mortgages now start at 2.74%.

40% of leveraged landlords plan to refinance within the next year, rising to 53% for portfolio landlords.

36% of developers are using bridging finance in 2025, more than any other funding method.

83% of homeowners and 41% of first-time buyers now pay stamp duty, up from 49% and 19% respectively before April 2025.

Average advertised rent outside London is now £1,365 pcm, up 44% from 2020.

Landlords will be limited to requesting only one month’s rent in advance under new rules.

Over 12 million people in the UK now lack the accessible housing they need.

So far this year, HREF has backed property developments across 10+ UK and Ireland locations.

The new product offers a five-year fixed rate of 6.49% with no product fee and a minimum loan size of £100,000.