Cynergy Bank provided its first-ever hotel development facility, marking the lender's entry into a new sector through a £50m+ gross development value project.

The new products carry rates from 4.10% for single dwelling properties and 4.20% for HMOs when combined with a 5% fee.

Nearly a quarter (23%) of landlords plan to acquire more properties over the next 12 months, making acquisition the single largest area of planned activity.

Heavy Refurbishment and Residential and Development Exit pricing now starts at 0.74% per month.

The transaction involved 65 residential properties across two separate South Wales portfolios acquired through a share-purchase structure.

Just 1.5% of new-build stock in Aberdeen secured a buyer in Q4, making it the weakest performing market in Great Britain.

The LTV increase forms part of the society’s broader focus on specialist lending.

HSBC UK launched 80% loan-to-value mortgage products in March 2025 and introduced top slicing in October 2025, enabling landlords to use personal income when rental income falls...

Only six counties across England recorded increased rental demand during Q4, led by Herefordshire at 8.7% and North Yorkshire at 7.1%.

The specialist lender has also removed minimum income requirements across all buy-to-let products, with individual units accepted from 25 square metres.