Around 66% of landlords are planning growth related activity over the next 12 months, despite uncertainty following the recent Budget, according to a new survey from property management and finance platform Lendlord. The survey builds on analysis drawn from Lendlord’s landlord user base, which the firm says includes more than 75,000 UK landlords.
The research, conducted in December 2025 among UK landlords using the Lendlord platform, found that acquisitions remain the most common planned activity, with 23% of respondents saying they intend to buy additional properties.
Overall, 66% of all planned activity relates to growth, including acquisitions, refinancing and refurbishments. Buy and hold is expected to remain the dominant strategy, with 58% of landlords saying it will be their main approach in 2026.
However, the findings also point to a more cautious backdrop. Around a third of landlords said they plan to sell properties or pause new investment, reflecting ongoing concerns around costs and taxation.
Confidence in the market appears divided. Some 45% of landlords described themselves as very confident in the UK property market, while 43% said they were very concerned - and a further 33% said the Budget had increased their appetite for investment.
The survey also suggests landlords are reassessing rent levels and ownership structures, with tax changes prompting renewed consideration of limited company structures: respondents particularly highlighted ongoing concern around property income tax and dividend tax rates.
Aviram Shahar, co founder and chief executive officer at Lendlord, said:
"While the Budget has increased scrutiny around costs, tax and ownership structure, our latest survey shows that many landlords remain focused on growth and active portfolio management. They are adapting their approach rather than stepping back.
"The data also highlights that confidence in the market is clearly divided, with some landlords opting for a cautious approach and others perceiving opportunity. That balance is significant when brokers and lenders are supporting funding and investment decisions going into 2026."
