"By reducing rates across our Core range and increasing maximum loan sizes, we are giving advisers greater flexibility when structuring cases, particularly where larger loan amounts are required,"
- Rob Stanton - Landbay
Landbay has announced rate reductions of 0.20% across selected Core two- and five-year fixed-rate products, available up to 75% LTV, alongside increases to maximum loan sizes on its standard products.
The changes, effective 22 April 2026, apply across 15 Core products and cover both standard and AVM options. Landbay's Core range is designed for standard buy-to-let properties, offering flexibility and AVM options for individual borrowers, limited company SPVs and LLPs.
The updated pricing breaks down as follows across the Core range:
- Standard and AVM two-year fixed-rates starting at 4.19% (5% fee) or 5.69% (2% fee), with standard products now carrying a maximum loan size of £1.5m.
- Standard and AVM five-year fixed-rates at 4.94% (6% fee) or 5.74% (2% fee), with standard products also increasing to a maximum loan size of £1.5m.
Landbay said the changes are designed to give brokers and their landlord clients improved pricing across the Core range while increasing capacity for higher loan sizes, supporting both straightforward and larger remortgage or purchase cases.
"The market remains highly price-sensitive, and we know brokers are working with landlord clients who are focused on securing competitive rates while also accessing sufficient borrowing to support their investment plans," said Rob Stanton, sales and distribution director at Landbay (pictured).
"By reducing rates across our Core range and increasing maximum loan sizes, we are giving advisers greater flexibility when structuring cases, particularly where larger loan amounts are required," he added. "This is especially important as we continue to see activity across both remortgage and purchase business."
Stanton also pointed to the importance of pairing competitive pricing with clear lending criteria. "Pricing is matched with practical lending criteria and a clear product structure. Our Core range is designed to offer straightforward solutions that brokers can rely on, with AVM options also helping to support speed and efficiency where appropriate."
