"As we approach the end of 2025, our focus remains on maintaining strong broker relationships and ensuring our products continue to meet the needs of a specialist market that values choice, consistency, and common-sense lending"
- Tom Jacob - Foundation Home Loans
Foundation Home Loans, the intermediary-only specialist lender, has introduced a series of new products and updates across its buy-to-let range, designed to provide brokers and landlord clients with greater choice and flexibility.
The new select fixed-fee range features three five-year fixed-rate products across Foundation Home Loans’ F1 (clients with an almost clean credit history) and F2 (specialist property types) categories. The combination of competitive rates and a fixed-fee structure aims to give brokers added flexibility when structuring cases.
The select fixed-fee products include:
F1 five-year fixed at 5.49%, £4,995 fee, available up to 75% LTV.
F2 HMO five-year fixed at 5.64%, £7,995 fee, available up to 75% LTV.
F2 MUFB five-year fixed at 5.74%, £7,995 fee, available up to 75% LTV.
All three products have a minimum loan size of £300,000.
In addition, the lender has expanded its short-term let range with a green five-year fix, priced at 6.09%, up to 75% LTV, with a 1.25% fee and £500 cashback. This option is exclusively for properties with an EPC rating of A to C.
These enhancements build on Foundation Home Loans’ reputation for supporting more complex landlord scenarios, particularly in areas such as HMOs, MUFBs, and short-term lets, while providing brokers with clear, transparent options.
The updates follow recent rate reductions across Foundation’s core and limited-edition holiday let ranges, further demonstrating its commitment to specialist buy-to-let lending.
“We continue to evolve our buy-to-let range in response to what brokers and their landlord clients are telling us,” said Tom Jacob, director of product at Foundation Home Loans. “The new select fixed-fee products have been designed to deliver even greater flexibility across some of our most popular product ranges, while the introduction of a green short-term let option reflects our ongoing commitment to supporting landlords investing in energy-efficient property.”
Jacob added: “As we approach the end of 2025, our focus remains on maintaining strong broker relationships and ensuring our products continue to meet the needs of a specialist market that values choice, consistency, and common-sense lending.”
