Fleet Mortgages has launched a range of Renters' Rights Act resources aimed at helping advisers support landlord clients as the next phases of the legislation take effect.
The resources are available through a dedicated page on the Fleet Mortgages website and include three tools:
- A Renters' Rights Act guide for advisers, providing an overview of the Act and the issues landlords need to consider now and in the future.
- A Renters' Rights Act timeline, setting out key implementation dates and forthcoming changes.
- A broker conversations guide, containing questions and discussion points advisers can use with landlord clients to identify potential risks, opportunities and future borrowing requirements.
The launch follows the government's announcement earlier this month setting out further details of phase two of the Renters' Rights Act, including the introduction of a new property registration service.
That service will roll out regionally across England, starting in the West Midlands on 15th December 2026. The East of England follows on 15th January 2027, with a new region added each month until the South West completes the rollout on 15th August 2027.
Landlords will have three months from the relevant regional start date to register any properties that are let, or that become let during the rollout period. Registration costs £65 per property each year, and landlords must provide a range of property, tenancy, rent and health and safety information.
Fleet said the timetable confirmation gave advisers a concrete reason to contact landlord clients, particularly given the additional costs and administrative requirements they will need to plan for across their portfolios. The lender said it would continue to review and update its resources as further implementation detail becomes available.
"The Renters' Rights Act represents a major change for landlords, and the Government's announcement this month means we now have much more detail about the next stage and exactly when landlords across England will need to act," said Steve Cox, chief commercial officer at Fleet Mortgages (pictured).
"The registration service is particularly important because we now know the regional timetable, the three-month registration periods and the £65 annual cost for every property. For portfolio landlords in particular, that cost can quickly add up, while there is also a considerable amount of information they will need to have ready for each property.
"We have produced these resources because we believe advisers have an important role to play in helping landlord clients understand what is changing and what it might mean for their businesses. This does not mean advisers need to become experts on every part of the legislation, but they can make sure their clients are aware of what is coming and point them towards the right information.
"There is also a wider advice opportunity here. Changes to costs and regulation can prompt landlords to review individual properties, their portfolio structure, future purchases and their financing arrangements, and these are all conversations advisers are well placed to have.
"Our Broker Conversations resource is specifically designed to help with this. Rather than simply providing information about the Act, we want to give advisers practical ways to start those discussions, questions to raise, plus information to help them understand what their landlord clients may need from them over the months and years ahead.
"The Renters' Rights Act will continue to develop and further requirements are still to come, so this will not be a one-off exercise. We will continue to update our resources as more detail becomes available and help advisers keep those conversations going with their landlord clients."
