Fleet Mortgages has launched three new 65% loan-to-value (LTV) two-year fixed-rate products, available from 17 September 2025.
The buy-to-let lender confirmed that all three options fall within its standard borrower range and include £1,000 cashback, no application fee, and a free valuation on properties valued up to £500,000.
The products carry February 2028 end dates, a minimum loan size of £25,000, and a maximum of £750,000 on the fixed-fee option.
Product details
3% fee (minimum £750) – fixed rate of 3.49%.
Zero fee – fixed rate of 5.09%.
Fixed £1,999 fee – fixed rate of 4.54%, with a maximum loan size of £750,000.
The lender noted that the new additions follow last week’s reductions across its two- and five-year 75% LTV fixed-rate products for both standard and limited company borrowers.
“Following our announcement of rate cuts last week, we’re pleased to be able to launch these new 65% LTV, two-year fixes,” said Steve Cox, chief commercial officer at Fleet Mortgages. “Each product comes with a different fee structure, which means advisers can select the most suitable option for their clients depending on circumstances – whether they prefer to pay a higher fee for a lower rate or benefit from a zero-fee option.
“With added features such as £1,000 cashback, no application fee and a free valuation up to £500k, we believe these products provide excellent value and underline our commitment to supporting landlords with flexible, competitive solutions.”
